Aussie Health Insurance

We have made a lot of changes to our spending habits in the last 2 months and stopped wasting money buying 'even more stuff.' As a result we have decided to start paying into health insurance. We have taken out a basic hospital cover with no extras for $105.35 a month. For a long time I said we couldn't afford health insurance, but I was wrong. We could afford it, we just needed to make it a priority.

I have seen the health system from the inside and the outside having worked in health for many years in various roles. We used to have insurance when we were younger but once we hit some financial problems years ago it went by the wayside. In deciding which policy to take out I did a lot of research. I have not gone for one with extras such as massage, gym memberships, etc. I did not get one with dental but that may change. Yesterday hubby broke a tooth and that cost $350! So I will look into the dental side of things later.

This government site is the best private health comparison site and it is free. It has all the information and links to the health funds, policy's, and hospitals.

iselect is a free online service to compare funds. I did my own research before trying the site and came up with one of the funds that iselect also recommended. The customer service staff were really helpful and pleasant when I rang them about a problem with submitting the form online. I would have no hesitation in ringing them if I had any problems and the guy who answered gave me his name and direct line to call him on in the future. Joining the plan via their site also entitled me to a discount card for shops and offers.

There is also the choice magazine site which I have not used myself as it had a fee but it looks good.

Monday, 30 July 2007

A few good links...

What does a frustrated pf blogger do while sitting for 2 days with her leg elevated? Well yesterday I created a personal health blog, Health Nut Wannabe, to keep me motivated to improve my health.

Some other blog posts I have enjoyed reading include:

Get Rich Slowly wrote a great post on Lifestyles of the Rich & Stupid

Cheap as Chips writes about a difficult topic, the lessons learned from his younger brothers death while on a holiday. He gives some excellent advice worth reading.

While looking into credit card transfers I came across this helpful post at The Mint.

If swearing offends you then skip the next few links.
For Budget Beater Food to Avoid see: Steve Don't Eat It! A very funny site.

Ever thought about all that money you spend on tolls? Well this describes a very funny experiment to see if you can save money on tolls. The Turnpike Prank.

It look like I'll be sitting here with my foot up for a bit longer. I suppose it is one way to save money! I can't drive so no petrol costs, I cancelled lunch with my friend so saved $12, I can't stand for more than about 2 minutes to have a shower, and I can't stand to shower Dad, so less hot water costs, I'm eating brown rice and pears so saving heaps on food, tea, coffee milk. I am a dreadful patient so I am trying my best not to drive my family crazy.

At least it is only 2 days to the end of the month and I can start calculating again.